How HSA & FSA Can Cover Your Dry Eye Treatments

If you’ve been struggling with gritty, burning, irritated eyes, you’re not alone - dry eye disease affects millions of people across the country. Thankfully, advances in technology mean you no longer have to rely solely on lubricating drops for relief. At Central DuPage Vision Center, we offer advanced dry eye treatments in Winfield, IL, including LipiFlow and NuLids, to address the root causes of your symptoms. Understanding how these benefits work can help you maximize your coverage - especially as the end of the year approaches.

What Are HSA and FSA Accounts?

HSA (Health Savings Account) and FSA (Flexible Spending Account) accounts allow you to set aside pre-tax dollars for qualified medical expenses. This helps lower your taxable income and makes health care more affordable.

• HSA funds roll over each year and can be used anytime.

• FSA funds typically expire at the end of the year, making it essential to use them before December 31.

If you have remaining funds in either account, using them for essential eye care is a smart investment in both comfort and long-term vision.

Can I Use HSA or FSA for Dry Eye Treatment?

Dry eye disease is a medical condition, and treatments prescribed by your eye doctor often qualify as HSA and FSA-eligible expenses. That includes diagnostic testing, follow-up care, and many treatment devices designed to help manage chronic dry eye. At Central DuPage Vision Center, we can provide the documentation you need to submit your claim, and our team is happy to verify coverage or assist with questions.

Covering LipiFlow With HSA & FSA Funds

LipiFlow is one of the most advanced treatments available for meibomian gland dysfunction (MGD) - a leading cause of evaporative dry eye. It uses gentle heat and therapeutic pressure to clear blocked glands and restore healthy oil flow to your tear film. Because LipiFlow addresses a medical issue rather than a cosmetic concern, many patients can use HSA or FSA funds to cover the treatment cost. Using tax-free dollars not only helps you save money but also makes it easier to pursue long-term relief.

Can HSA & FSA Apply to NuLids?

NuLids is a dry eye treatment system designed to improve eyelid hygiene and support healthier meibomian glands. When recommended by your eye doctor as part of a dry eye treatment plan, NuLids devices and replacement tips may be considered eligible HSA and FSA expenses. This makes it ideal for ongoing maintenance - especially if you experience persistent dry eye symptoms throughout the year.

Why You Should Use Your Vision Benefits Before the End of the Year

As the calendar year wraps up, many people leave money on the table - specifically unused FSA funds. If your plan follows the “use it or lose it” structure, you may lose access to those dollars when the year ends.

Dry eye care is an excellent use of remaining benefits because:

• It addresses a medical condition

• It can greatly improve daily comfort and quality of life

• It helps prevent long-term complications

• It allows you to finally get relief before symptoms worsen during colder, drier months

If you’ve been putting off an appointment, now is the perfect time to take action.

Maximize Your Vision Benefits Before Year-End

Your HSA or FSA can make managing dry eye disease more affordable, especially as the year comes to a close. Whether you’re interested in LipiFlow, NuLids, or other advanced dry eye treatments in Winfield, IL, we are here to help you maximize your benefits and achieve lasting comfort.

Schedule your dry eye evaluation with Central DuPage Vision Center to find the right solution for your needs. Visit our office in Winfield, Illinois, or call (630) 349-4948 to book an appointment today.